What the Zakat Book is
A private yearly worksheet for your own wealth — separate from every shop's books, and yours alone.
Most of Businessly is about your shop. The Zakat Book is not. It is about you — everything you own, wherever it is, once a year.
On a phone, tap the Sections button in the middle of the bottom bar and pick Zakat (zakat hisaab) — it sits on its own below the line, because it covers everything you own rather than one shop.
On a computer it is under Settings → Money tools → Zakat (zakat hisaab).
Why it sits apart
Zakat is counted on everything you own, not on one business. If you run two shops, own some gold, hold a plot and have money in the bank, all of it belongs in one calculation — and none of it belongs in a shop's ledger.
What it does
It is a worksheet, not an oracle. It helps you:
- list what you own, in five categories
- carry last year's structure forward so you are not starting blank
- pull your shop figures in rather than re-typing them
- apply your gold rate and work out 2.5%
- record what you actually gave, to whom
- lock the year once it is settled, and compare across years
Wealth on Zakat day, at the top
The page greets you with Wealth on Zakat day (kul maal) for your latest year — what that year's assets add up to — with a thin line underneath tracing your wealth across the years. The label tells you which year it is and whether it is final: Wealth on Zakat day (kul maal) · 1447 (locked), or (not locked yet) while you are still working on it. It is there whenever you have at least one year, open or locked. A freshly opened year counts its lines straight away, so the figure never pretends to be zero just because reviews are still pending — only the 2.5% due waits for your confirmations.
This is not the same number as Worth today on your Assets screen. Wealth on Zakat day belongs to one year and stops moving once you lock it; Worth today is your whole current list and changes every time you add or sell something.
The five categories
| Category | |
|---|---|
| Cash | Bank, cash in hand, foreign currency |
| Gold — jewellery | What is worn, with its own deduction |
| Gold — investment | Bars, coins, nuggets |
| Loans (qarz) & investment | Money lent out or borrowed, shares, committees |
| Property | Plots and property held as investment |
The shape of a year
- Open the year — last year's structure comes forward, values needing review.
- Go through each category, confirming or changing what is there.
- Pull what you can from your books instead of typing it.
- Set your rates, and read off the calculation.
- Record giving as you give, through the year.
- Lock the year once your assets are settled.
At the top of an open year's worksheet the same path is shown as four tappable steps — Add assets, Set prices, Lock the year, Give — with a tick on each one that is done. See Locking a year.
Each of those has its own page in this book.
It is private
The Zakat Book lives in the same encrypted storage as everything else, and syncs to your own account if you are signed in. It is not shared, not published, and not visible to anyone else using the app.