B Businessly User guide
Zakat Book

The worksheet & categories

Four steps, five categories, the Zakat base and 2.5%. This is the page you spend most of your time on.

The worksheet is the year's main page: five categories, each with its own total, added up into Total assets, less what you owe, giving the Zakat base — and 2.5% of that base is the Zakat due.

The four steps

Along the top are four steps, each a tap away from its own section:

StepWhat it is
Add assetsPut in what you own — opens the chooser
Set pricesGold rate, foreign currency, shares, property values — opens Today's prices
Lock the yearMake the figures final — opens the lock question
GiveRecord what you pay out — opens the giving list

A green tick marks every step that is done, and the first one still to do is outlined, so you can see at a glance what is left. Add assets ticks once something is on the sheet and every line has been confirmed — a line you have not reviewed counts for nothing yet. Set prices ticks when every line that needs a price has one. On a locked year the steps stay, but Add assets and Lock the year are informational: a locked year takes no new assets and has nothing left to lock. Underneath, a line says what locking does: Locking makes this year's figures final. Giving stays open. See Locking a year.

The five categories

Cash

Bank, Cash in hand and Foreign currency.

For foreign currency you enter the Currency (e.g. GBP, SAR, USD), the Amount held, and the Rate (Rs per unit) — the app converts it. Holding £400 at Rs 350 counts Rs 140,000.

Gold — jewellery and Gold — investment

Both are weights rather than amounts, and they work differently enough to have their own page — see Gold.

Loans (qarz) & investment

Money that is out of your hands, or owed by you. Pick the kind:

Kind
Lent out (diya)You are owed it — it counts as yours
Borrowed (liya)You owe it — it comes off the total
SharesUnits held × Price today
CommitteePaid in so far
OtherAnything else

Money you lent has Who beside it, and Mark repaid once it comes back.

Property

Plots and property. First say what the property is for — What is this property for?:

ChoiceWhat it does
Kept to sell (counted)Counted in your Zakat base: its value × your share
Own use or rent (not counted)Kept on your list, but not counted. A home you live in, or property you let out, is not counted; rent you keep as cash is counted under Cash

A property marked for sale has a Full market value and then How much of it is yours? — because plots are so often shared. Pick All of it, Half, One third, or Other % with your own Your share %. The row then shows the Counted value — your share, not the whole plot. An own-use property needs no value at all, and its Counted value is Rs 0.

On the worksheet each property row says which it is — Kept to sell · counted or Own use · not counted. You can change your mind later from the row's Change, or from Today's prices. Switching an own-use property back to Kept to sell (counted) asks How much of it is yours? again, starting from the share it last had — a half share comes back as half, never silently as all of it.

Sold something? Sold marks it, and it carries a SOLD tag.

The arithmetic

At the bottom, one figure on each line and never the same total twice:

Total assets          (only shown when you owe something)
− Loans you took
Zakat base
Zakat rate            × 2.5%
Zakat due = base × 2.5%

With no loans the base is your total assets, so that one line carries both names — Zakat base (your total assets). Once you owe something, Total assets, Loans you took and Zakat base are three different figures and all three show.

The jewellery row says how it was valued — for example after 12% jeweller's cut — so the cut is never applied silently. (If your items have different cuts, each item says its own.)

Anything still unreviewed keeps the total provisional, and lines tagged NOT COUNTED are excluded on purpose so you can see them without them affecting anything.

Adding something

Add asks What are you adding? with five options: Cash / bank / foreign currency, Gold — jewellery, Gold — investment (bars, coins, nuggets), Loan or investment, and Property or plot.

Each takes a Name (e.g. Bank account, Cash in hand), an Amount, and an optional Description (optional).